Juno Insurance

Juno Insurance takes its name from the Roman goddess tied to marriage and protection, and it specialises in cover for jewellery alone. Based at Lloyd's of London, the firm understands that a piece like an engagement ring carries a value well beyond its price. Because they only do jewellery, their policies cover you at home and away, which is where most loss and damage actually happens.

Cover is written on a worldwide All-Risks basis, the most comprehensive you can get for valuables. It extends to accidental damage, theft and accidental loss, with no excess to pay on a claim, even for something small like a lost diamond. A single engagement ring or a collection of wedding rings, necklaces and watches are all handled, and there is special cover for items kept in safety deposit boxes. Most quotes come back online in under two minutes, but the office is open six days a week, until 7.00 pm on weekdays, if you would rather talk.

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