Jewellery Insurance
Most people insure the house and the car, then forget the ring on their finger is worth more than half of what is in the kitchen. Jewellery insurance fixes that, covering loss, theft and damage on the pieces that carry both money and meaning. The specialists listed here, based in Hatton Garden, can guide you toward cover that actually reflects what you own.
Why the valuation comes first
A policy is only as good as the figure behind it. Insure for too little and a claim falls short. Insure off an old receipt and you may be paying premiums on a number that no longer matches the market. That is why a current, detailed valuation sits at the heart of any sensible policy, documenting metal, stones and workmanship at today's replacement cost.
Gold and diamond prices move, so the value of your collection drifts over time. A revaluation every few years keeps your cover honest, and most jewellers in the district can produce paperwork your insurer will accept. Whether it is a single heirloom or a wider collection, the point is the same: the protection should match the true cost of replacing it.
- How recent is my valuation, and does the insurer require a specific format?
- Am I covered away from home and abroad?
- Is loss included, or only theft and damage?
- How often should I revalue to stay accurate?
Browse the listings below and book a valuation first. Get the number right, and the right policy follows.
Specialists in Hatton Garden
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